FILE: EGAC
EMPLOYEE HEALTH INSURANCE
The Zachary Community School Board shall contract with a health care provider for health, hospitalization, and life insurance benefits for its eligible employees, retirees, and/or their spouses and children. The School Board may pay any portion of an employee's premium it so designates.
Employees hired by the Zachary Community School Board shall be expected to work a minimum of three (3) years before leaving the system.
VESTING
All employees hired prior to January 1, 2007 and enrolled in the Zachary Community School Board (ZCSB) group health plan prior to January 1, 2007 will be fully vested, and ZCSB will continue to pay 100% of the employer portion of the Health Benefit Premium after the employee retires. All such vested employees who have qualified dependents enrolled in the ZCSB health plan prior to January 1, 2007 shall have those dependents similarly vested.
Employees who are hired and enrolled in the group health plan on or after January 1, 2007 will be vested for health insurance benefits as follows:
|
Completed years of employment |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
|
% of employers portion of premium |
0 |
0 |
0 |
10% |
20% |
30% |
40% |
60% |
80% |
100% |
Employees, and qualified dependents of employees, who were employed by ZCSB prior to January 1, 2007 but not enrolled in the ZCSB group health plan prior to January 1, 2007, will be required to follow the same vesting schedule as employees hired on or after January 1, 2007.
Dependents of Employees Hired On or After January 1, 2007
Dependents of employees who are enrolled on or after January 1, 2007 will have their health insurance benefit vested as follows:
|
Completed years of employment |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
|
% of employers portion of premium |
0 |
0 |
0 |
0% |
0% |
0% |
0% |
0% |
0% |
50% |
Alternative Coverage
Any retiring employee and qualified dependent who qualifies for Medicare coverage will be required to obtain Medicare coverage as the primary coverage for their retirement health insurance. These retired employees will be enrolled in a Medicare Group Supplement Plan (when available.)
Premium Payment
Once an employee retires, the retired employee’s portion of any health premium (for all ZCSB retirees) shall be deducted from his/her retirement compensation.
Revised: April 27, 2006
Revised: June 27, 2013
Ref: La. Rev. Stat. Ann. §§17:81, 17:1221, 17:1222, 17:1223, 42:821, 42:851
Board minutes, 11-26-02, 12-19-02, 4-27-06, 6-27-13
Zachary Community School Board